Bikeleasing insurance for employees

With our partner ERGO Versicherungen AG, we provide Bikeleasing insurance, additional services and fast and reliable handling of claims and breakdowns for your all-round relaxed company bike experience.

Discover insurances and services Insurance and service manual

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Always included: Protection for employees and employers

Well protected in any case

Employees

Our Bikeleasing comfort insurance automatically applies to every employee with a company bike: it is included with every lease and covers theft, falls, accidental damage and much more. We also offer attractive additional solutions for wear and tear damage, inspections and possible liability cases.

Employers

Our Bikeleasing employer indemnity insurance is taken out for every company bike so that employers are optimally covered when employees are absent.

By the way

The monthly instalments for the insurance, just like the instalment for your company bike, are simply paid via salary conversion - thanks to the non-cash benefit scheme including tax advantages.

Your benefits with Bikeleasing insurance as an employee

Perfectly secured

Always covered for theft, accident and co. and optionally even against wear and tear damage. We are there for you with comprehensive cover.

Individually customisable

Wear and tear insurance, inspection package and liability and legal protection insurance are offered as optional extras.

Proven partnership

Together with our partner ERGO Versicherungen AG, we offer tried-and-tested and reliable insurance solutions for comprehensive protection.

Simple damage report

In the event of damage, simply contact us or have it handled directly by your specialist dealer directly.

Overview of our insurance offerings and services

Bicycle insurances	Employer insurances	Service package
Bikeleasing comfort insurance (always there)	Bikeleasing wear & tear insurance (optional)	Bikeleasing employer indemnity insurance (included in the lease factor)	Bikeleasing liability & legal protection insurance (optional)	Bikeleasing inspection package (optional)
Bikeleasing wear & tear insurance (optional)	Bikeleasing liability & legal protection insurance (optional)			Bikeleasing inspection package (optional)

Bikeleasing insurances and services in detail

The Comfort insurance coverage for damage to the bike (incl. battery & motor) due to:

Theft
Theft of parts
Burglary
Vandalism
Robbery
Flat tire
Fall
Accident
Improper use
Flooding
Storm
Overvoltage
Short circuit
Fire
Lightning strike
Explosion
Defects in material
Manufacturing faults
Design faults

The wear and tear insurance also protects against damage caused by wear and tear:

Battery
Brake pads
Brake disks
Brake fluid
Grips/handlebar tape
Chains/toothed belt
Cassettes
Sprockets/chain wheels
Tires/inner tube/tubeless
Pedals
Gear and brake cables incl. housing
Gear hub service incl. lubricant
Bearings (incl. bottom bracket) of forks, shocks, dropper post/steering head/pedals and hubs, incl. service

Mobility guaranteed – just in case

Stay mobile

To ensure that company bike users remain mobile even when their company bike is not – due to a breakdown or accident, for instance – the Bikeleasing comfort insurance includes a mobility guarantee, covering the cost of transporting unroadworthy bikes, e-bikes, luggage and trailers to the nearest workshop, to the destination or home, up to an amount of € 150 per claim.

Whether it’s a taxi cab, bus or train – company bike users should remain flexible and are entitled to select the means of transportation that suits them best.

However, note that, in the event of self-organized, private transportation, our mobility guarantee reimburses a maximum of € 50, depending on the distance, rather than € 150. During the repair period, the insurance also covers the cost of a rental bike for a maximum of 14 days, up to a daily charge of € 25.

Bikeleasing inspection package (optional)

Would you like a bike check by having your leasing bike inspected?

With the Bikeleasing inspection package, you can have two inspections worth €70 each carried out at a Bikeleasing partner dealer of your choice during the leasing period.

The partner dealer takes care of this:

General inspection: frame, gear shift, chain, belt, handlebars, brakes, seat, suspension, accessories, lighting system, bottom bracket, wheels, battery, motor
Service updates for e-bikes
€ 4 monthly per bike

(plus statutory value added tax)

Service periods:
Inspection 1: 1st - 18th month
Inspection 2: 19th - 36th month

View details in the insurance and service manual

Bikeleasing liability & legal protection insurance (optional)

Protection of private use

The Bikeleasing liability and legal protection insurance protects you as an employee when using a company bike privately.

All private use outside working hours is covered, as well as the commute to work and the associated road traffic risks
No waiting period, no deductible
€ 1 monthly per bike

View details in the insurance and service manual

Are you looking for detailed information? You'll find it here

For detailed information on our insurances and service packages, refer to our Insurance & Service Manual.
For further information on company bike leasing, refer to Bikeleasing for employers and Bikeleasing for employees.

Bikeleasing employer indemnity insurance

Included in the lease factor & no waiting period

Reimbursement of total lease payments

in the event of employee absence due to illness or accident
Premature take-back of bikes
in the event of termination by the employee or employer
in the case of a termination/severance agreement
in the case of employee’s disability for work
in the event of employee’s death
In the case of parental/maternal leave, the following options are available at the employee’s discretion:
Return of bike: the lease agreement is terminated by way of premature return of the bike, or
Reimbursement of lease payments: assumption of the lease payments (total) for up to a maximum of 18 months; lease agreement shall continue.

Learn more

Do you want to file a damage claim?

Has your company bike been damaged or stolen?

Luckily, damage to the bike (including battery and motor) due to theft, vandalism, fall and many other cases are covered by the insurance. You are welcome to report the damage to us via the Bikeleasing portal – or leave this to your bike dealer who can report the damage via our Bikeleasing dealer portal.

The data we require to handle your insurance claim is stated on your Bikeleasing insurance card:
name of the company bike user, frame number of bike, agreement number and Bikeleasing user ID

Further information we require to process your damage claim:
date when damage occurred, place where damage occurred, description of the course of events that resulted in the damage with pictures/photos showing the damage. If the damage exceeds € 150, please send us the dealer’s cost estimate
Note: In the event of theft (or theft of parts) or vandalism, a copy of the police report must be submitted with the damage claim. The damaged needs to be reported to the police within five working days
In addition to reporting damage via the Bikeleasing portal, you can also report the damage by phone or email
Phone: +49 55 71 / 30 26 - 200 (weekdays from 09:00 to 17:00)
Mail: bikeschaden@bikeleasing.de.

Report damage via Bikeleasing-Portal

Questions about Bikeleasing insurances & services

Bikeleasing-Service offers different kinds of insurance policies to company bike users (valid worldwide, no deductible, no waiting period) plus an inspection service. The Bikeleasing comfort insurance is a mandatory part of any lease agreement, while the Bikeleasing wear and tear insurance and the inspection package (depending on what has been agreed upon with the employer) are optional add-ons.

Generally, as a company bike user, the employee is responsible for maintenance and repair of the company bike. If you decide to take out our optional Bikeleasing inspection package, you are entitled to two inspections (as per service catalog) that include: general inspection: frame, gear shift, chain, belt, handlebars, brakes, seat, suspension, accessories, lighting system, bottom bracket, wheels, battery, motor, service update for e-bikes.

Insurance coverage in the event of theft requires you to lock the frame of your company bicycle with a high-quality brand-name lock to a firmly anchored object (e.g. bicycle stand, lamp-post, traffic sign) in such a way that the bike cannot easily be stolen. However, this does not apply as long as the bicycle is under supervision or in a room that is enclosed and locked from all sides and is not accessible to the public or used as a common room or communal stand.

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Do you still have questions?

Insurance-Hotline

Hotline Mo-Fr 9am-5pm +49 55 71 / 30 26 - 0

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