Rider locks her bike
Rider locks her bike

Bikeleasing insurance for employees

With our partner ERGO Versicherungen AG, we provide Bikeleasing insurance, additional services and fast and reliable handling of claims and breakdowns for your all-round relaxed company bike experience.

Always included: Protection for employees and employers

Well protected in any case

Employees

Our Bikeleasing comfort insurance automatically applies to every employee with a company bike: it is included with every lease and covers theft, falls, accidental damage and much more. We also offer attractive additional solutions for wear and tear damage, inspections and possible liability cases.

 

Employers

Our Bikeleasing employer indemnity insurance is taken out for every company bike so that employers are optimally covered when employees are absent.

 

By the way

The monthly instalments for the insurance, just like the instalment for your company bike, are simply paid via salary conversion - thanks to the non-cash benefit scheme including tax advantages.

Your benefits with Bikeleasing insurance as an employee

  • Easy
  • Reliable
  • Zero risk

Perfectly secured

Always covered for theft, accident and co. and optionally even against wear and tear damage. We are there for you with comprehensive cover.

Individually customisable

Wear and tear insurance, inspection package and liability and legal protection insurance are offered as optional extras.

Proven partnership

Together with our partner ERGO Versicherungen AG, we offer tried-and-tested and reliable insurance solutions for comprehensive protection.

Simple damage report

In the event of damage, simply contact us or have it handled directly by your specialist dealer directly.

Overview of our insurance offerings and services

Bicycle insurances Employer insurances Service package
Bikeleasing comfort insurance (always there) Bikeleasing wear & tear insurance (optional) Bikeleasing employer indemnity insurance (included in the lease factor) Bikeleasing liability & legal protection insurance (optional) Bikeleasing inspection package (optional)
Bikeleasing wear & tear insurance (optional) Bikeleasing liability & legal protection insurance (optional)

Bikeleasing insurances and services in detail

Always included!

The Comfort insurance coverage for damage to the bike (incl. battery & motor) due to:

  • Theft
  • Theft of parts
  • Burglary
  • Vandalism
  • Robbery
  • Flat tire
  • Fall
  • Accident
  • Improper use
  • Flooding
  • Storm
  • Overvoltage
  • Short circuit
  • Fire
  • Lightning strike
  • Explosion
  • Defects in material
  • Manufacturing faults
  • Design faults

Mobility guaranteed – just in case

Stay mobile

To ensure that company bike users remain mobile even when their company bike is not – due to a breakdown or accident, for instance – the Bikeleasing comfort insurance includes a mobility guarantee, covering the cost of transporting unroadworthy bikes, e-bikes, luggage and trailers to the nearest workshop, to the destination or home, up to an amount of € 150 per claim.

Whether it’s a taxi cab, bus or train – company bike users should remain flexible and are entitled to select the means of transportation that suits them best.

However, note that, in the event of self-organized, private transportation, our mobility guarantee reimburses a maximum of € 50, depending on the distance, rather than € 150. During the repair period, the insurance also covers the cost of a rental bike for a maximum of 14 days, up to a daily charge of € 25.

Bikeleasing inspection package (optional)

Would you like a bike check by having your leasing bike inspected?

With the Bikeleasing inspection package, you can have two inspections worth €70 each carried out at a Bikeleasing partner dealer of your choice during the leasing period.

The partner dealer takes care of this:

  • General inspection: frame, gear shift, chain, belt, handlebars, brakes, seat, suspension, accessories, lighting system, bottom bracket, wheels, battery, motor
  • Service updates for e-bikes
  •  
  • € 4 monthly per bike

(plus statutory value added tax)

Service periods:
Inspection 1: 1st - 18th month
Inspection 2: 19th - 36th month

View details in the insurance and service manual

Bikeleasing liability & legal protection insurance (optional)

Protection of private use

The Bikeleasing liability and legal protection insurance protects you as an employee when using a company bike privately.

  • All private use outside working hours is covered, as well as the commute to work and the associated road traffic risks
  • No waiting period, no deductible
  •  
  • € 1 monthly per bike
  •  

View details in the insurance and service manual

Are you looking for detailed information? You'll find it here

For detailed information on our insurances and service packages, refer to our Insurance & Service Manual.
For further information on company bike leasing, refer to Bikeleasing for employers and Bikeleasing for employees.

Bikeleasing employer indemnity insurance

Included in the lease factor & no waiting period

Reimbursement of total lease payments

  • in the event of employee absence due to illness or accident
  •  
  • Premature take-back of bikes
  • in the event of termination by the employee or employer
  • in the case of a termination/severance agreement
  • in the case of employee’s disability for work
  • in the event of employee’s death
  •  
  • In the case of parental/maternal leave, the following options are available at the employee’s discretion:
  • Return of bike: the lease agreement is terminated by way of premature return of the bike, or
  • Reimbursement of lease payments: assumption of the lease payments (total) for up to a maximum of 18 months; lease agreement shall continue.

Do you want to file a damage claim?

Has your company bike been damaged or stolen?

Luckily, damage to the bike (including battery and motor) due to theft, vandalism, fall and many other cases are covered by the insurance. You are welcome to report the damage to us via the Bikeleasing portal – or leave this to your bike dealer who can report the damage via our Bikeleasing dealer portal.

The data we require to handle your insurance claim is stated on your Bikeleasing insurance card:
name of the company bike user, frame number of bike, agreement number and Bikeleasing user ID

  • Further information we require to process your damage claim:
    date when damage occurred, place where damage occurred, description of the course of events that resulted in the damage with pictures/photos showing the damage. If the damage exceeds € 150, please send us the dealer’s cost estimate
     
  • Note: In the event of theft (or theft of parts) or vandalism, a copy of the police report must be submitted with the damage claim. The damaged needs to be reported to the police within five working days
     
  • In addition to reporting damage via the Bikeleasing portal, you can also report the damage by phone or email
     
  • Phone: +49 55 71 / 30 26 - 200 (weekdays from 09:00 to 17:00)
  • Mail: bikeschaden@bikeleasing.de.

Questions about Bikeleasing insurances & services

Your question was not included? You can find more answers to your questions here ➝

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Certified and rated outstanding: excellence in company bike leasing

Do you still have questions?

Insurance-Hotline
Hotline Mo-Fr 9am-5pm +49 55 71 / 30 26 - 0

Contact us