Rider locks her bike
Rider locks her bike

Bikeleasing insurance and service packages

With proven insurance concepts from our partner, ERGO Versicherungen AG, plus additional service packages and the fast, and reliable processing of damage and malfunction claims, we help ensure a consistently pleasant and relaxed company bike experience.

Always included: coverage for employers and company bikes

Effective insurance coverage for bike damage, termination, etc.

Our Bikeleasing employer indemnity insurance is concluded for each company bike, providing employers with excellent coverage for any employee drop-out.

The same applies to our Bikeleasing comfort insurance. It is included in each lease, providing coverage for theft, fall, accidental damage and much more. For wear & tear, inspections and any liability cases, we offer attractive add-on solutions.

 

By the way: The monthly insurance premiums are funded via salary conversion, just like the monthly lease payments for the company bike – including all associated tax breaks, thanks to the monetary benefit rule.

Mountainbiker

Overview of our insurance offerings and services

Bicycle insurances Employer insurances Service package
Bikeleasing comfort insurance (mandatory) Bikeleasing wear & tear insurance (optional) Bikeleasing employer indemnity insurance (included in the lease factor) Bikeleasing liability & legal protection insurance (optional) Bikeleasing inspection package (optional)
Bikeleasing wear & tear insurance (optional) Bikeleasing liability & legal protection insurance (optional)

Bikeleasing insurances and services in detail

Bikeleasing comfort insurance (mandatory)

Coverage for damage to the bike (incl. battery & motor) due to:

• Theft

• Theft of parts

• Burglary

• Vandalism

• Robbery

• Flat tire

• Fall

• Accident

• Improper use

• Flooding

• Storm

• Overvoltage

• Short circuit

• Fire

• Lightning strike

• Explosion

• Defects in material

• Manufacturing faults

• Design faults

 

Bikeleasing wear and tear insurance (optional)

Provides additional coverage for damage due to wear and tear of:

• Battery

• Brake pads

• Brake disks

• Brake fluid

• Grips/handlebar tape

• Chains/toothed belt

• Cassettes

• Sprockets/chain wheels

• Tires/inner tube/tubeless

• Pedals

• Gear and brake cables incl. housing

• Gear hub service incl. lubricant

• Bearings (incl. bottom bracket) of forks, shocks, dropper post/steering head/pedals and hubs, incl. service

+ Coverage for wear and tear

Bikeleasing comfort insurance

Up to € 500 mobility guarantee/rental

Purchase price (gross) up to

1.500,- €

Monthly premium per bike

5,90 €

5,90 € Bikeleasing Komfort-Versicherung

+5,90 € Bikeleasing Verschleiß-Versicherung

Purchase price (gross) up to

3.000,- €

Monthly premium per bike

7,90 €

7,90 € Bikeleasing Komfort-Versicherung

+7,90 € Bikeleasing Verschleiß-Versicherung

Purchase price (gross) up to

4.000,- €

Monthly premium per bike

9,90 €

9,90 € Bikeleasing Komfort-Versicherung

+9,90 € Bikeleasing Verschleiß-Versicherung

Purchase price (gross) up to

5.000,- €

Monthly premium per bike

11,90 €

11,90 € Bikeleasing Komfort-Versicherung

+11,90 € Bikeleasing Verschleiß-Versicherung

Purchase price (gross) up to

6.000,- €

Monthly premium per bike

13,90 €

13,90 € Bikeleasing Komfort-Versicherung

+13,90 € Bikeleasing Verschleiß-Versicherung

Purchase price (gross) up to

7.000,- €

Monthly premium per bike

15,90€

15,90€ Bikeleasing Komfort-Versicherung

+15,90€ Bikeleasing Verschleiß-Versicherung

Purchase price (gross) up to

8.000,- €

Monthly premium per bike

16,90€

16,90€ Bikeleasing Komfort-Versicherung

+16,90€ Bikeleasing Verschleiß-Versicherung

Purchase price (gross) up to

9.000,- €

Monthly premium per bike

17,90 €

17,90 € Bikeleasing Komfort-Versicherung

+17,90 € Bikeleasing Verschleiß-Versicherung

Purchase price (gross) up to

10.000,- €

Monthly premium per bike

18,90 €

18,90 € Bikeleasing Komfort-Versicherung

+18,90 € Bikeleasing Verschleiß-Versicherung

Purchase price (gross) up to

11.000,- €

Monthly premium per bike

19,90 €

19,90 € Bikeleasing Komfort-Versicherung

+19,90 € Bikeleasing Verschleiß-Versicherung

Purchase price (gross) up to

12.000,- €

Monthly premium per bike

20,90 €

20,90 € Bikeleasing Komfort-Versicherung

+20,90 € Bikeleasing Verschleiß-Versicherung

Purchase price (gross) up to

13.000,- €

Monthly premium per bike

21,90 €

21,90 € Bikeleasing Komfort-Versicherung

+21,90 € Bikeleasing Verschleiß-Versicherung

Purchase price (gross) up to

14.000,- €

Monthly premium per bike

22,90 €

22,90 € Bikeleasing Komfort-Versicherung

+22,90 € Bikeleasing Verschleiß-Versicherung

Purchase price (gross) up to

15.000,- €

Monthly premium per bike

23,90 €

23,90 € Bikeleasing Komfort-Versicherung

+23,90 € Bikeleasing Verschleiß-Versicherung

Note

The premiums specified above include insurance tax. Company/pool bikes are subject to a surcharge of approx. 25% of the premiums specified.

The premiums specified apply in addition to Bikeleasing comfort insurance. Max. compensation per year of lease: € 238 gross for purchase price up to € 5,000 gross. € 297 gross for purchase price from € 5,001 to € 10,000 gross. € 357 gross for purchase price from € 10,001 to € 15,000 gross.

Rennradfahrer

Mobility guaranteed – just in case

To ensure that company bike users remain mobile even when their company bike is not – due to a breakdown or accident, for instance – the Bikeleasing comfort insurance includes a mobility guarantee, covering the cost of transporting unroadworthy bikes, e-bikes, luggage and trailers to the nearest workshop, to the destination or home, up to an amount of € 150 per claim.

 

Whether it’s a taxi cab, bus or train – company bike users should remain flexible and are entitled to select the means of transportation that suits them best. However, note that, in the event of self-organized, private transportation, our mobility guarantee reimburses a maximum of € 50, depending on the distance, rather than € 150. During the repair period, the insurance also covers the cost of a rental bike for a maximum of 14 days, up to a daily charge of € 25.

Fahrradfachmann serviciert Rennrad

Bikeleasing inspection package (optional)

 

 

Entitlement to inspections(s) during the lease term according to the service catalog (cf. service periods)

 

The service catalog includes:

  • General inspection: frame, gear shift, chain, belt, handlebars, brakes, seat, suspension, accessories, lighting system, bottom bracket, wheels, battery, motor
  • Service updates for e-bikes

 

€ 4 monthly per bike

 

Note: Add statutory VAT to amount specified.

Arbeitnehmer und Radmechaniker

Bikeleasing employer indemnity insurance

Included in the lease factor & no waiting period

Reimbursement of total lease payments

  • in the event of employee absence due to illness or accident

 

Premature take-back of bikes

  • in the event of termination by the employee or employer
  • in the case of a termination/severance agreement
  • in the case of employee’s disability for work
  • in the event of employee’s death

 

In the case of parental/maternal leave, the following options are available at the employee’s discretion:

  • Return of bike: the lease agreement is terminated by way of premature return of the bike, or
  • Reimbursement of lease payments: assumption of the lease payments (total) for up to a maximum of 18 months; lease agreement shall continue.
eBike Fahrer

Bikeleasing liability & legal protection insurance (optional)

 

The Bikeleasing liability and legal protection insurance covers the eligible employee during private use of the company bike.

  • All private use outside working hours is covered, as well as the commute to work and the associated road traffic risks
  • No waiting period, no deductible

 

€ 1 monthly per bike

Frau und Mann auf Dienstrad

For detailed information on our insurances and service packages, refer to our Insurance & Service Manual.
For further information on company bike leasing, refer to Bikeleasing for employers and Bikeleasing for employees.

Do you want to file a damage claim?

Has your company bike been damaged or stolen? Luckily, damage to the bike (including battery and motor) due to theft, vandalism, fall and many other cases are covered by the insurance.

 

Questions about Bikeleasing insurances & services

For all frequently asked questions and answers, visit the Bikeleasing FAQs.
Bikeleasing FAQ

Do you still have questions?

Insurance-Hotline
Hotline Mo-Fr 9am-5pm +49 55 71 / 30 26 - 0

Contact us